POST /transactionRules

Default value: "application/json"

Contains one or more objects that define the rule conditions. Each object must have a value and an operation which determines how the values must be evaluated.

For example, a countries object can have a list of country codes ["US", "CA"] in the value field and anyMatch in the operation field.

List of names that will be compared to the merchant name according to the matching type.

Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

The type of string matching operation. Possible values: startsWith, endsWith, isEqualTo, contains,

Possible values:

• "isEqualTo"
• "startsWith"
• "contains"
• "endsWith"

The string to be matched.

List of processing types and the operation.

Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of processing types.

Possible values: atmWithdraw, balanceInquiry, ecommerce, moto, pos, recurring, token.

List of week days and the operation. Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of days of the week.

Possible values: monday, tuesday, wednesday, thursday, friday, saturday, sunday.

List of point-of-sale entry modes and the operation..

Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of point-of-sale entry modes.

Possible values: barcode, chip, cof, contactless, magstripe, manual, ocr, server.

List of merchant category codes (MCCs) and the operation.

Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of merchant category codes (MCCs).

A start and end time in a time-only ISO-8601 extended offset format. Supported operations: equals, notEquals.

Defines how the condition must be evaluated.

The start time in a time-only ISO-8601 extended offset format. For example: 08:00:00+02:00, 22:30:00-03:00.

The end time in a time-only ISO-8601 extended offset format. For example: 08:00:00+02:00, 22:30:00-03:00.

The number of transactions and the operation.

Supported operations: equals, notEquals, greaterThanOrEqualTo, greaterThan, lessThanOrEqualTo, lessThan.

Defines how the condition must be evaluated.

The number of transactions.

Checks if a user has recently sent the same amount of funds in multiple transfers.

To use this restriction, you must:

• Set the rule type to velocity.

• Specify a time interval.

• Specify a number of matchingTransactions.

Supported operation: equals.

Defines how the condition must be evaluated.

Checks if a user has recently made multiple transfers with the specified values.

To use this restriction, you must:

• Set the rule type to velocity.

• Specify a time interval.

• Specify a number of matchingTransactions.

Supported operation: allMatch.

Supported value inputs:

• merchantId and acquirerId
• amount and currency
• merchantName.

Defines how the condition must be evaluated.

Compares the currency of the payment against the currency of the payment instrument, and specifies the operation.

Supported operations: equals, notEquals.

Defines how the condition must be evaluated.

Checks the currency of the payment against the currency of the payment instrument.

Possible values:

• true: The currency of the payment is different from the currency of the payment instrument.

• false: The currencies are the same.

Indicates whether transaction is an international transaction and specifies the operation.

Supported operations: equals, notEquals.

Defines how the condition must be evaluated.

Boolean indicating whether transaction is an international transaction.

Possible values:

• true: The transaction is an international transaction.

• false: The transaction is a domestic transaction.

Risk scores provided by specific sources. The same operation applies to all scores.

Current sources available: visa, mastercard

Supported operations: equals, notEquals, greaterThanOrEqualTo, greaterThan, lessThanOrEqualTo, lessThan.

Defines how the condition must be evaluated.

Transaction risk score provided by Visa. Values provided by Visa range between 01 (lowest risk) to 99 (highest risk).

Transaction risk score provided by Mastercard. Values provided by Mastercard range between 0 (lowest risk) to 998 (highest risk).

The total number of tokens that a card can have across different kinds of digital wallets on the user's phones, watches, or other wearables.

Supported operations: equals, notEquals, greaterThanOrEqualTo, greaterThan, lessThanOrEqualTo, lessThan.

Defines how the condition must be evaluated.

The number of tokens.

List of countries and the operation.

Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of two-character ISO 3166-1 alpha-2 country codes.

List of merchant ID and acquirer ID pairs, and the operation.

Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of merchant ID and acquirer ID pairs.

The acquirer ID.

The merchant identification number (MID).

List of counterparty Institutions and the operation. Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of counterparty Bank Institutions and the operation.

Two-character ISO 3166-1 alpha-2 country code.

The bank identification code.

The type of the identification.

Possible values: iban, routingNumber, sortCode.

Possible values:

• "iban"
• "routingNumber"
• "sortCode"

Checks if a user has recently made multiple transfers to the same counterparty.

To use this restriction, you must:

• Set the rule type to velocity.

• Specify a time interval.

• Specify a number of matchingTransactions.

Supported operations: equals.

Defines how the condition must be evaluated.

The total amount and the operation.

Supported operations: equals, notEquals, greaterThanOrEqualTo, greaterThan, lessThanOrEqualTo, lessThan.

Defines how the condition must be evaluated.

The amount value and currency.

The amount of the transaction, in minor units.

The three-character ISO currency code.

List of card brand variants and the operation.

Supported operations: anyMatch, noneMatch.

Defines how the condition must be evaluated.

List of card brand variants.

Possible values:

• mc, mccredit, mccommercialcredit_b2b, mcdebit, mcbusinessdebit, mcbusinessworlddebit, mcprepaid, mcmaestro

• visa, visacredit, visadebit, visaprepaid.

You can specify a rule for a generic variant. For example, to create a rule for all Mastercard payment instruments, use mc. The rule is applied to all payment instruments under mc, such as mcbusinessdebit and mcdebit.

The level at which data must be accumulated, used in rules with type velocity or maxUsage. The level must be the same or lower in hierarchy than the entityKey.

If not provided, by default, the rule will accumulate data at the paymentInstrument level.

Possible values: paymentInstrument, paymentInstrumentGroup, balanceAccount, accountHolder, balancePlatform.

Your description for the transaction rule.

A positive or negative score applied to the transaction if it meets the conditions of the rule. Required when outcomeType is scoreBased. The value must be between -100 and 100.

The time interval when the rule conditions apply.

The day of week, used when the duration.unit is weeks. If not provided, by default, this is set to monday.

Possible values: sunday, monday, tuesday, wednesday, thursday, friday.

Possible values:

• "tuesday"
• "friday"
• "thursday"
• "monday"
• "saturday"
• "sunday"
• "wednesday"

The type of interval during which the rule conditions and limits apply, and how often counters are reset.

Possible values:

• perTransaction: conditions are evaluated and the counters are reset for every transaction.
• daily: the counters are reset daily at 00:00:00 CET.
• weekly: the counters are reset every Monday at 00:00:00 CET.
• monthly: the counters reset every first day of the month at 00:00:00 CET.
• lifetime: conditions are applied to the lifetime of the payment instrument.
• rolling: conditions are applied and the counters are reset based on a duration. If the reset date and time are not provided, Adyen applies the default reset time similar to fixed intervals. For example, if the duration is every two weeks, the counter resets every third Monday at 00:00:00 CET.
• sliding: conditions are applied and the counters are reset based on the current time and a duration that you specify.

Possible values:

• "rolling"
• "lifetime"
• "perTransaction"
• "monthly"
• "weekly"
• "sliding"
• "daily"

The day of month, used when the duration.unit is months. If not provided, by default, this is set to 1, the first day of the month.

The time of day, in hh:mm:ss format, used when the duration.unit is hours. If not provided, by default, this is set to 00:00:00.

The duration, which you can specify in hours, days, weeks, or months. The maximum duration is 90 days or an equivalent in other units. Required when the type is rolling or sliding.

The length of time by the unit. For example, 5 days.

The maximum duration is 90 days or an equivalent in other units. For example, 3 months.

The unit of time. You can only use minutes and hours if the interval.type is sliding.

Possible values: minutes, hours, days, weeks, or months

Possible values:

• "months"
• "minutes"
• "weeks"
• "days"
• "hours"

The time zone. For example, Europe/Amsterdam. By default, this is set to UTC.

The type and unique identifier of the resource to which the rule applies.

The unique identifier of the resource.

The type of resource.

Possible values: balancePlatform, paymentInstrumentGroup, accountHolder, balanceAccount, or paymentInstrument.

The status of the transaction rule. If you provide a startDate in the request, the rule is automatically created with an active status.

Possible values: active, inactive.

Possible values:

• "inactive"
• "active"

The date when the rule will start to be evaluated, in ISO 8601 extended offset date-time format. For example, 2020-12-18T10:15:30+01:00.

If not provided when creating a transaction rule, the startDate is set to the date when the rule status is set to active.

The date when the rule will stop being evaluated, in ISO 8601 extended offset date-time format. For example, 2020-12-18T10:15:30+01:00.

If not provided, the rule will be evaluated until the rule status is set to inactive.

Indicates the type of request to which the rule applies. If not provided, by default, this is set to authorization.

Possible values: authorization, authentication, tokenization, bankTransfer.

Possible values:

• "tokenization"
• "authentication"
• "authorization"
• "bankTransfer"

The type of rule, which defines if a rule blocks transactions based on individual characteristics or accumulates data.

Possible values:

• blockList: decline a transaction when the conditions are met.
• maxUsage: add the amount or number of transactions for the lifetime of a payment instrument, and then decline a transaction when the specified limits are met.
• velocity: add the amount or number of transactions based on a specified time interval, and then decline a transaction when the specified limits are met.

Possible values:

• "velocity"
• "maxUsage"
• "blockList"
• "allowList"

Your reference for the transaction rule.

The outcome that will be applied when a transaction meets the conditions of the rule.

Possible values:

• hardBlock: the transaction is declined.
• scoreBased: the transaction is assigned the score you specified. Adyen calculates the total score and if it exceeds 100, the transaction is declined.

Default value: hardBlock.

scoreBased is not allowed when requestType is bankTransfer.

Possible values:

• "scoreBased"
• "enforceSCA"
• "hardBlock"
• "timedBlock"