POST /processor/signal/decision/report

After calling /processor/signal/evaluate, call /processor/signal/decision/report to report whether the transaction was initiated.

If you are using the Plaid Transfer product to create transfers, it is not necessary to use this endpoint, as Plaid already knows whether the transfer was initiated.

Servers

https://production.plaid.com
https://sandbox.plaid.com

Request headers

Name	Type	Required	Description
`Content-Type`	String	Yes	The media type of the request body. Default value: "application/json"

Request body fields

Name	Type	Required	Description
`decision_outcome`	String	No	The payment decision from the risk assessment. `APPROVE`: approve the transaction without requiring further actions from your customers. For example, use this field if you are placing a standard hold for all the approved transactions before making funds available to your customers. You should also use this field if you decide to accelerate the fund availability for your customers. `REVIEW`: the transaction requires manual review `REJECT`: reject the transaction `TAKE_OTHER_RISK_MEASURES`: for example, placing a longer hold on funds than those approved transactions or introducing customer frictions such as step-up verification/authentication `NOT_EVALUATED`: if only logging the Signal results without using them Possible values: `APPROVE`, `REVIEW`, `REJECT`, `TAKE_OTHER_RISK_MEASURES`, `NOT_EVALUATED` Possible values: `"NOT_EVALUATED"` `"APPROVE"` `"TAKE_OTHER_RISK_MEASURES"` `"REJECT"` `"REVIEW"`
`client_id`	String	No	Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
`processor_token`	String	Yes	The processor token obtained from the Plaid integration partner. Processor tokens are in the format: `processor-<environment>-<identifier>`
`initiated`	Boolean	Yes	`true` if the ACH transaction was initiated, `false` otherwise. This field must be returned as a boolean. If formatted incorrectly, this will result in an `INVALID_FIELD` error.
`client_transaction_id`	String	Yes	Must be the same as the `client_transaction_id` supplied when calling `/signal/evaluate`
`payment_method`	String	No	The payment method to complete the transaction after the risk assessment. It may be different from the default payment method. `SAME_DAY_ACH`: Same Day ACH by NACHA. The debit transaction is processed and settled on the same day `NEXT_DAY_ACH`: Next Day ACH settlement for debit transactions, offered by some payment processors `STANDARD_ACH`: standard ACH by NACHA `REAL_TIME_PAYMENTS`: real-time payments such as RTP and FedNow `DEBIT_CARD`: if the default payment is over debit card networks `MULTIPLE_PAYMENT_METHODS`: if there is no default debit rail or there are multiple payment methods Possible values: `SAME_DAY_ACH`, `NEXT_DAY_ACH`, `STANDARD_ACH`, `REAL_TIME_PAYMENTS`, `DEBIT_CARD`, `MULTIPLE_PAYMENT_METHODS` Possible values: `"NEXT_DAY_ACH"` `"SAME_DAY_ACH"` `"REAL_TIME_PAYMENTS"` `"DEBIT_CARD"` `"STANDARD_ACH"` `"MULTIPLE_PAYMENT_METHODS"`
`days_funds_on_hold`	Integer	No	The actual number of days (hold time) since the ACH debit transaction that you wait before making funds available to your customers. The holding time could affect the ACH return rate. For example, use 0 if you make funds available to your customers instantly or the same day following the debit transaction, or 1 if you make funds available the next day following the debit initialization.
`secret`	String	No	Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.
`amount_instantly_available`	Number	No	The amount (in USD) made available to your customers instantly following the debit transaction. It could be a partial amount of the requested transaction (example: 102.05).

How to start integrating

Add HTTP Task to your workflow definition.
Search for the API you want to integrate with and click on the name.
- This loads the API reference documentation and prepares the Http request settings.
Click Test request to test run your request to the API and see the API's response.