POST /signal/schedule

Use /signal/schedule to schedule a planned ACH transaction.

Servers

https://production.plaid.com
https://sandbox.plaid.com

Request headers

Name	Type	Required	Description
`Content-Type`	String	Yes	The media type of the request body. Default value: "application/json"

Request body fields

Name	Type	Required	Description
`default_payment_method`	String	No	The payment method specified in the `default_payment_method` field directly impacts the timing recommendations provided by the API for submitting the debit entry to your processor or ODFI. If unspecified, Signal defaults to `STANDARD_ACH`. `SAME_DAY_ACH`: Same Day ACH (as defined by Nacha). The Signal API assumes the settlement will occur on the same business day if the `/signal/schedule` request is submitted by 6:00 PM UTC. Note: The actual cutoff time can vary depending on your payment processor or ODFI. NACHA has established three processing windows for Same Day ACH (UTC): 2:30 PM, 6:45 PM, and 8:45 PM. `STANDARD_ACH`: Standard ACH (as defined by Nacha), typically settled one to three business days after submission. `REAL_TIME_PAYMENTS`: Real-time payments via Request for Payment through networks such as RTP (The Clearing House) and FedNow, where the consumer can authorize the payment in response to a RFP, and the transaction is processed and settled immediately. `DEBIT_CARD`: Payments processed over debit card networks, leveraging the card-based infrastructure for real-time or near-real-time settlement. `MULTIPLE_PAYMENT_METHODS`: Indicates that there is no default debit rail or multiple payment methods are available, and the transaction could use any of them based on customer policy or availability. Possible values: `"SAME_DAY_ACH"` `"REAL_TIME_PAYMENTS"` `"DEBIT_CARD"` `"STANDARD_ACH"` `"MULTIPLE_PAYMENT_METHODS"`
`client_id`	String	No	Your Plaid API `client_id`. The `client_id` is required and may be provided either in the `PLAID-CLIENT-ID` header or as part of a request body.
`amount`	Number	Yes	The transaction amount, in USD (e.g. `102.05`)
`client_transaction_id`	String	Yes	The unique ID that you would like to use to refer to this transaction. For your convenience mapping your internal data, you could use your internal ID/identifier for this transaction. The max length for this field is 36 characters.
`account_id`	String	Yes	The Plaid `account_id` of the account that is the funding source for the proposed transaction. The `account_id` is returned in the `/accounts/get` endpoint as well as the `onSuccess` callback metadata. This will return an `INVALID_ACCOUNT_ID` error if the account has been removed at the bank or if the `account_id` is no longer valid.
`access_token`	String	Yes	The access token associated with the Item data is being requested for.
`secret`	String	No	Your Plaid API `secret`. The `secret` is required and may be provided either in the `PLAID-SECRET` header or as part of a request body.

How to start integrating

Add HTTP Task to your workflow definition.
Search for the API you want to integrate with and click on the name.
- This loads the API reference documentation and prepares the Http request settings.
Click Test request to test run your request to the API and see the API's response.