POST /transactions/refresh

/transactions/refresh is an optional endpoint that initiates an on-demand extraction to fetch the newest transactions for an Item. The on-demand extraction takes place in addition to the periodic extractions that automatically occur one or more times per day for any Transactions-enabled Item. The Item must already have Transactions added as a product in order to call /transactions/refresh.

If changes to transactions are discovered after calling /transactions/refresh, Plaid will fire a webhook: for /transactions/sync users, SYNC_UPDATES_AVAILABLE will be fired if there are any transactions updated, added, or removed. For users of both /transactions/sync and /transactions/get, TRANSACTIONS_REMOVED will be fired if any removed transactions are detected, and DEFAULT_UPDATE will be fired if any new transactions are detected. New transactions can be fetched by calling /transactions/get or /transactions/sync.

Note that the /transactions/refresh endpoint is not supported for Capital One (ins_128026) non-depository accounts and will result in a PRODUCTS_NOT_SUPPORTED error if called on an Item that contains only non-depository accounts from that institution.

As this endpoint triggers a synchronous request for fresh data, latency may be higher than for other Plaid endpoints (typically less than 10 seconds, but occasionally up to 30 seconds or more); if you encounter errors, you may find it necessary to adjust your timeout period when making requests.

/transactions/refresh is offered as an optional add-on to Transactions and has a separate fee model. To request access to this endpoint, submit a product access request or contact your Plaid account manager.

Servers

Request headers

Name Type Required Description
Content-Type String Yes The media type of the request body.

Default value: "application/json"

Request body fields

Name Type Required Description
client_id String No

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

access_token String Yes

The access token associated with the Item data is being requested for.

secret String No

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

How to start integrating

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