POST /transfer/diligence/submit

Default value: "application/json"

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

The diligence information for the originator.

The originator's funding account, linked with Plaid Link or /transfer/migrate_account.

The Plaid account_id for the newly created Item.

The access token associated with the Item data is being requested for.

The tax ID of the originator.

The business name of the originator.

The website of the originator.

Specifies the originator's expected usage of debits. For all dollar amounts, use a decimal string with two digits of precision e.g. "10.00". This field is required if the originator is expected to process debit transfers.

The originator’s monthly expected ACH debit processing amount for the next 6-12 months.

The originator’s expected highest amount for a single debit transfer.

Specifies the expected use cases for the originator’s debit transfers. This should be a list that contains one or more of the following codes:

"ccd" - Corporate Credit or Debit - fund transfer between two corporate bank accounts

"ppd" - Prearranged Payment or Deposit - The transfer is part of a pre-existing relationship with a consumer. Authorization was obtained in writing either in person or via an electronic document signing, e.g. Docusign, by the consumer. Can be used for credits or debits.

"web" - Internet-Initiated Entry. The transfer debits a consumer’s bank account. Authorization from the consumer is obtained over the Internet (e.g. a web or mobile application). Can be used for single debits or recurring debits.

"tel" - Telephone-Initiated Entry. The transfer debits a consumer. Debit authorization has been received orally over the telephone via a recorded call.

The originator's expected transfer frequency.

Valid values:

• "once_per_week"
• "once_per_month"
• "twice_per_month"
• "daily"

The originator’s expected average amount per debit.

The NAICS code of the originator.

The originator's address.

The two-letter code for the state or province (e.g., "CA").

The postal code (e.g., "94103").

ISO-3166-1 alpha-2 country code standard.

The full street address.

The full city name.

Specifies the originator's expected usage of credits. For all dollar amounts, use a decimal string with two digits of precision e.g. "10.00". This field is required if the originator is expected to process credit transfers.

The originator’s monthly expected ACH credit processing amount for the next 6-12 months.

The originator’s expected highest amount for a single credit transfer.

Specifies the expected use cases for the originator’s credit transfers. This should be a list that contains one or more of the following codes:

"ccd" - Corporate Credit or Debit - fund transfer between two corporate bank accounts

"ppd" - Prearranged Payment or Deposit. The transfer is part of a pre-existing relationship with a consumer. Authorization was obtained from the consumer in person via writing, or through online authorization, or via an electronic document signing, e.g. Docusign. For example language for online authorization, see the 2025 Nacha Operating Rules — Section 2.3.2, Authorization of Entries via Electronic Means. Can be used for credits or debits.

"web" - Internet-Initiated Entry. The transfer debits a consumer’s bank account. Authorization from the consumer is obtained over the Internet (e.g. a web or mobile application). Can be used for single debits or recurring debits.

The originator's expected transfer frequency.

Valid values:

• "once_per_week"
• "once_per_month"
• "twice_per_month"
• "daily"

The originator’s expected average amount per credit.

Client ID of the the originator whose diligence that you want to submit.