POST /transfer/ledger/deposit

Default value: "application/json"

The ACH networks used for the funds flow.

For requests submitted as either ach or same-day-ach the cutoff for same-day is 3:30 PM Eastern Time and the cutoff for next-day transfers is 8:30 PM Eastern Time. It is recommended to submit a request at least 15 minutes before the cutoff time in order to ensure that it will be processed before the cutoff. Any request that is indicated as same-day-ach and that misses the same-day cutoff, but is submitted in time for the next-day cutoff, will be sent over next-day rails and will not incur same-day charges.

Possible values:

• "ach"
• "same-day-ach"

The description of the deposit that will be passed to the receiving bank (up to 10 characters). Note that banks utilize this field differently, and may or may not show it on the bank statement.

Your Plaid API client_id. The client_id is required and may be provided either in the PLAID-CLIENT-ID header or as part of a request body.

A positive amount of how much will be deposited into ledger (decimal string with two digits of precision e.g. "5.50").

Specify which ledger balance to deposit to. Customers can find a list of ledger_ids in the Accounts page of your Plaid Dashboard. If this field is left blank, this will default to id of the default ledger balance.

Specify which funding account to use. Customers can find a list of funding_account_ids in the Accounts page of the Plaid Dashboard, under the "Account ID" column. If this field is left blank, the funding account associated with the specified Ledger will be used. If an originator_client_id is specified, the funding_account_id must belong to the specified originator.

Your Plaid API secret. The secret is required and may be provided either in the PLAID-SECRET header or as part of a request body.

A unique key provided by the client, per unique ledger deposit. Maximum of 50 characters.

The API supports idempotency for safely retrying the request without accidentally performing the same operation twice. For example, if a request to create a ledger deposit fails due to a network connection error, you can retry the request with the same idempotency key to guarantee that only a single deposit is created.

Client ID of the customer that owns the Ledger balance. This is so Plaid knows which of your customers to payout or collect funds. Only applicable for Platform customers. Do not include if you’re paying out to yourself.